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"My son is entering college this fall and I'm paying
most of his tuition. For the time he's in school, I'd like reasonably
priced life insurance that guarantees my income and protects his future
in the event of my death."
"With the kids still so young, this is the time
I really need to maintain high levels of life insurance coverage. It
would be great to get quality, low-cost coverage I can keep until they're
a little older, and then invest in permanent insurance."
"The costs of buying our home have really drained
us. For the next couple of years, we'll need lots of coverage at a reasonable
cost."
If you're looking for ample coverage, at a reasonable price and for a
specific period of time, Term Life Insurance probably makes sense for
you.
Term Life Insurance is temporary protection. Your beneficiary
receives the full face amount of your certificate in the event of your
death, at any time during the term you're covered. At the end of the period
covered, there is no insurance in force. However, Woman's Life
offers Term Life certificates that are both renewable and convertible
up to specific ages. This means that at the end of your certificate's
particular term, you may automatically renew the certificate for another
term. Or, if you'd like, you can convert your Term Life Insurance certificate
to a cash value life insurance plan, such as a Woman's Life Universal
Life Insurance certificate or a Whole
Life Insurance certificate, without providing evidence of insurability.
What surprises some people about Term Life Insurance is the amount of
protection you get in relation to your cost. Term Life Insurance gives
you complete coverage at a price you can afford. For example, if you're
a woman under the age of 35, your monthly premium for $50,000 of life
insurance coverage is about the same cost as a movie for two!
M06-3100 10YT Ten-Year Renewable and Convertible Term Life Insurance
M06-3200 20YT Twenty-Year Convertible Term Life Insurance
Woman's Life offers, at additional cost, a number of benefit riders that may be right
for you, including: Total Disability Benefit, Accidental
Death Benefit, and Children's Term
Life Insurance. The Accelerated Benefit rider may be added at no additional cost. Woman's Life can give you complete details on any
of these options -- contact
us for more information. Additional underwriting may be required to add a benefit rider.
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